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. The approach in terms of cash balances . As we have seen, the experience of Scotland is a compelling argument for the rightness of the school of free banking. This situation was considered very unsatisfactory. All, of course, it is high time to understand that the value of the currency exchange on gold (or other currency), does not have its source of value of gold, but simply supported at some level through the automatic regulation of its quantity. Competition handling multiple currencies may, from time to timeflorida home in lender mobile mortgage to cause some inconvenience, but a detailed analysis of the effects shows that the benefits are so significant, that these disadvantages no longer play in any significant role, although the novelty of the situation is likely to increase their perception of many times. . . . It is important to note that in the days when the banking business made its first steps, industry and trade only released from the medieval cradle of protectionism, and remained good a hundred years until the new system was able to develop a commercial code for large-scale production. . . . VII. Adoption of the National Banking Act did not change the situation. . The fact that the rise in the prices of stocks, bonds and real estate are often reached double values are usually ignored until the financial bubbles did not explode. . . Now we will question whether the issuing bank, competing with other issuers of such currencies to be able to control the size of their bond issues so as to determine the market rate of its currency. This was accompanied by a corresponding sharp decline in revenue bonds. . c) issue can be left to the mercy of the private competition of large numbers of issuing banks. His image of the coin to bring the most remote parts of the kingdom. . Curious fact that the issuing bank will have assets and liabilities of the monetary unit of value which he defines himself (although he can not do it randomly or unpredictably, not destroying the foundation of its business) may at first cause for concern, but in reality He would not create difficulties.